While working through my own debt situation, and help others to solve their problems of living on debt and credit, it never ceases to amaze me how similar they are stories of life and how deep is the impact of debt on how a person thinks about life, regardless of how much money they have or not have. I remember being in high school hearing my father say something to the effect of "you only have as much money as you have a credit." Now if that was exactly what he said or not, doesn't matter, as I have in mind that unless you had a huge debt, there could be mass prosperity. To know more about this subject visit Gunnar Peterson. Now, some 40 years down the road, I realize how wrong that was and the reasoning for allowing my responsibility in my own life. I suspect I'm not alone in those feelings. Here, Jim Hackett expresses very clear opinions on the subject. Others may come to this mentality of different life events, but it is amazing how common are the stories of debt.

We all reach different ways, but it feels the same about result. My personal opinion is debt so that you feel is the purpose of obtaining debt in the first place. If you are in debt and have debt collectors calling, and receiving the envelopes that can be read by MORA, and make ugly phone calls, you know what I mean. One way to describe it is to use the principle of slavery, or be in jail. Tim Robbins and Morgan Freeman acted on this concept in a powerful movie, entitled "The Shawshank Redemption" (get it and see up close). Although he was in prison, Tim Robbins character was never a "prisoner" and even when the character of Morgan Freemans was released from prison, was still a prisoner.

How they took the others to consciousness is the point of the film, and a life lesson powerful. One more point. There are those who have access to hundreds of thousands of dollars, and broke because of a debt mentality. They suffer the same feelings of someone who only has a few thousand dollars in debt, and as close as I can tell, is the same feeling. I saw a coyote in a cage placed once. Completely wild animals, never caged. The child who experienced panic caused it to die in time. A debt mentality is similar. You can not panic and die once, but let's do a little at a time, and the result is the same. No enjoyment of life, there is hope beyond work to pay the overdue bills. And this mentality fits how someone decides on life. But it need not be this way. Rich Toops created to provide information that enables subscribers to restore their credit files, and return to the purchase of your state. This remains the main function, but the awareness that there are some subscribers who keep repeating the same cycle of debt leads to a deeper look at the form of debt makes someone think about their lives, and how to break that cycle .